Correct! The Trinity Study looked at the how different portfolios fared over various lengths of time. The S&P 500 was used to calculate stock performance. This is important! Many people apply the results of this study to their own retirement planning (in terms of safe withdrawal rate and asset allocation). That’s fine and great. But note the stocks aren’t just any stocks (and certainly aren’t hand-picked). Indexing is king.

Okay, here’s your prize.